Decision tool · No email required

What stays with you after the sale?

Compare a direct sale with a listed sale using your own assumptions. See selling costs, debt payoff, and the money earned or spent while you wait. These are illustrative estimates, not an offer or appraisal.

Your assumptions

Estimated listed price ($)Your estimate, before any negotiated reduction. Direct offer (% of listed price)An adjustable example, not MN CRE's pricing formula or offer.

Listed commission (%)Listed price reduction (%)

Listed seller costs (%)Direct seller costs (%)

Commission and closing costs apply to each route's final price. Enter costs you expect to pay; any buyer-paid costs must be agreed in the contract.

Months to listed closingMonths to direct closing

Monthly net carrying cost ($)Positive = money you pay each month. Negative = cash the property generates after operating costs, debt payments, and reserves. Example: enter −1500 for $1,500 of monthly positive cash flow.

Debt payoff at direct closing ($)Debt payoff at listed closing ($)

Optional: leave both at 0 for an unlevered comparison. Enter expected lender payoff amounts, including any fees. Separate balances let you account for principal paid down before each closing.

Your comparison

Estimate	Listed	Direct

Cash at closing and cash earned or spent before closing are shown separately. Negative cash at closing means an additional contribution may be needed. Income taxes, time value of money, market changes, and reinvestment returns after an earlier sale are excluded. This is a cash comparison through each closing date, not a same-horizon investment return.

A shared link contains the financial assumptions above. Share only with people you choose. Contact details and property address are not included.

Want a principal to review the actual property?

Send the assumptions with your property address and contact information. We will respond within one business day to discuss the review. This is a request for a personal reply, not an automated valuation or emailed report.

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